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CONVENTIONAL LOAN


  • Maximum loan limit of $726,200

  • Traditionally requires minimum down payment of 3% to 5% of the purchase price

  • 20% down is recommended to avoid Mortgage Insurance

  • Mortgage insurance and interest rate varies, based on borrowers credit score and loan-to-value

  • Seller concessions allowed, varies based on down payment


The information provided is not an offer of credit or a commitment to lend.  Loans are subject to buyer and property qualification.  The information on this website is to be used for informational and marketing purposes only.  Information is subject to change without notice.  Not all buyers qualify for all programs.  Contact a loan officer at Cityscape Home Mortgage to learn about your eligibility for mortgage products.  Cityscape NMLS 644578.  We are an Equal Housing Lender.